Insights & Events

residential housing
  • Mortgage Matters ·

Why Real Estate Deals Die—and How to Keep Yours Alive

Across the market, brokers are watching deals fall apart at an alarming rate. Financing is failing at the eleventh hour. Appraisals are coming in low. Buyers are getting cold feet, and sellers are backing out. The result? Wasted time, lost commissions, frustrated clients—and fewer closings than ever. This isn’t just…
  • Construction Mortgages ·

Construction Draws Explained

A construction draw is a portion of the loan funds that are disbursed at different stages of the construction process. Rather than receiving the entire loan amount upfront, the borrower gets money in phases, tied to the completion of specific work on the project. How Does the Process Work? Before…
transport building bridge loan
  • Case Study ·

Luckhart Transport Real Estate Workout Financing

Situation: Founded in 1951, Luckhart Transport, a family-owned livestock transportation company, was facing significant financial challenges despite maintaining good credit. In need of debt consolidation and a flexible solution, the company sought a way to bridge the gap and maintain operations until refinancing could be secured. Solution: Hillmount Capital stepped…
  • Mortgage Matters ·

Why HST and Source Deductions Matter

As a mortgage professional, you play an important role in helping your clients secure the right mortgage and navigate the financial world. But beyond helping with loan applications, it’s crucial to understand the full financial picture of your clients, especially when it comes to their obligations to the government, like…