Residential Bridge Financing
Whether you’re buying, selling, or renovating a residential property, our residential bridge loans offer a fast and reliable way to access the capital you need, helping to keep your real estate transactions on track. These loans provide short-term funding to bridge the gap until you secure permanent financing or complete your sale, allowing you to move forward without delay.
What is Residential Bridge Financing?
Residential bridge loans provide short-term funding for homeowners, investors, and developers looking to bridge the gap between the purchase of a new property and the sale of an existing one. These loans are ideal when you need quick access to cash for a property purchase or renovation, without waiting for long-term financing or property sales to close.
Key Features
- Quick Access to Funds: Receive funding within days, so you can move fast on your residential property deals.
- Short-Term Flexibility: Designed to be paid back within one to six months, giving you time to finalize your sale or refinance.
- No Prepayment Penalties: Pay off your loan early without incurring any additional fees.
- Secured by Property: Loans are typically secured by existing or new residential property, ensuring more favorable terms.
- Transparent Terms: Clear rates with no hidden fees.
How It Works
1. Apply for Financing
Submit an application or speak with our team. We’ll quickly assess your needs and provide a fast approval. Download our mortgage application to get started.
2. Receive Loan Approval & Terms
Once approved, we’ll customize the loan terms to fit your residential financing needs.
3. Get Your Funds
Upon approval, funds will be available quickly, enabling you to complete your property transaction.
4. Repayment
Repay the loan within the agreed upon period. No prepayment penalties if you decide to pay off early.
Who Qualifies?
- Homeowners buying a new property before selling their current one
- Residential property investors seeking funding for a new acquisition or renovation
- Developers working on residential projects with short-term funding needs
Email deals@hillmount.ca to apply today.
Commercial Bridge Financing
Quick, Flexible Funding for Commercial Real Estate
We also specialize in providing bridge financing for commercial properties. Whether you’re acquiring, refinancing, or redeveloping a commercial real estate asset, our short-term loans offer the flexibility and speed you need to seize opportunities and keep your projects on track.
What is Commercial Property Bridge Financing?
Commercial property bridge financing is a short-term loan designed to “bridge the gap” between immediate financing needs and longer-term funding solutions. It’s ideal for real estate investors, developers, and property owners who need quick access to capital—whether for acquisition, property renovations, or refinancing.
Our bridge loan terms typically range from one to twelve months and include floating interest rates with flexible early prepayment options. Borrowers typically opt for this solution during a back turndown, or when evaluating strategic options such as a property sale, restructuring ownership, or enhancing the tenant profile.
A bridge loan may be strategically utilized to implement operational initiatives, such as negotiating new leases or attracting new tenants, thereby improving the property’s positioning for future long-term financing.
Key considerations for this type of financing include the borrower’s operational history, net worth, and liquidity—all important factors in assessing the borrower’s ability to manage the loan and execute their strategy.
Key Features
- Fast Approval: Get funding for a bank turndown in as few as 5 business days.
- Flexible Loan Terms: We tailor repayment schedules to suit your project’s timeline.
- No Prepayment Penalties: Pay off your loan early without extra fees.
- Secured by Real Estate: Loan secured by the commercial property, making terms more favorable.
- Competitive Interest Rates: Transparent pricing with no hidden fees.
Experienced Real Estate Financing Team
Our team has extensive experience in commercial property lending. We understand the intricacies of the market and can offer expert advice and guidance throughout the loan process.
Types of Commercial Property Bridge Financing We Offer
- Property Acquisition Bridge Loans: Quickly secure financing to purchase commercial real estate before securing long-term funding.
- Renovation & Redevelopment Financing: Access funds for property improvements, upgrades, or redevelopment projects.
- Refinancing Bridge Loans: Secure short-term capital to refinance existing properties while awaiting long-term financing options.
- Distressed Property Financing: Get capital for underperforming or distressed properties, with potential for significant upside after improvements.
Bridge Your Way to Long-Term Funding
Use bridge financing to secure an immediate loan and transition into a long-term solution, such as traditional commercial mortgages or more permanent capital solutions.
Who Qualifies?
- Real estate investors and developers seeking short-term funding for commercial properties
- Property owners looking to acquire, renovate, or refinance commercial assets
- Businesses needing to unlock value in commercial real estate or secure temporary working capital
Ready to Bridge the Gap?
Don’t let cash flow delays hold you back. Get the flexibility you need with bridge financing from Hillmount Capital. Our fast, reliable solutions are designed to help you achieve your goals without missing opportunities.
Email deals@hillmount.ca today to learn more about our bridge loan options or to apply for funding.