Residential Mortgages

Residential

We provide mortgages for single-family homes, rental properties (1 – 6 units), condominiums, and cottages in the following circumstances:

  • Purchase
  • Refinance
  • Equity take out
  • Debt consolidation
  • Stop power of sale/foreclosure proceedings
  • Bridge and interim financing
  • Builder inventory loans

We provide 1st and 2nd mortgages to borrowers who have low or no FICO scores, are self employed, non residents, or dealing with insolvency proceedings.

LOAN CRITERIA

Where we lend:

  • Ontario

What we offer:

  • Loan amounts between $200,000 to $10,000,000 for purchase, refinancing, debt consolidation, etc.
  • Terms 1 – 18 months | Renewals available
  • Negotiable, interest-only, or principal and interest
  • Flexible prepayment options
  • LTV up to 75%

What we require:

  • Application, credit bureau, appraisal (May be waived in certain circumstances.)