Insights & Events

Case Study
  • Transactions ·

Second Mortgage – 11 Properties

The Situation: The borrower required funds for debt consolidation, tax arrears, and working capital for a business venture. The borrower owns 11 residential rental properties, all carried 1st mortgages with financial institutions and a number had second mortgage charges. The borrower is self-employed, making it a challenge to prove income,…
Real estate update
  • Hillmount Capital News ·

COVID-19: Real Estate Update – August 7, 2020

The following update is based on our ongoing discussions with borrowers and industry peers, but we are ultimately taking direction from the government, financial regulators, and our stakeholders. Our observations continue to evolve, and we are focused on opportunities in every asset class as follows: Residential During the month of…
Window Sunset
  • Construction Mortgages ·

Second Mortgages Are Worth a Second Look

Is a second mortgage the right option for your client? It’s a question and a dilemma for mortgage brokers, financial advisors, and debt counsellors as they endeavor to find the path that provides the best solutions for their clients. An attractive strategy… There’s no question that second mortgage financing can…
Real estate update
  • Hillmount Capital News ·

COVID-19: Real Estate Update – June 16, 2020

The following update is based on our ongoing discussions with borrowers and industry peers, but we are ultimately taking direction from the government, financial regulators, and our stakeholders. Our observations continue to evolve, and we are focused on opportunities in every asset class as follows: Residential Last week, National Bank…