In construction lending, it’s natural for borrowers to focus on one number first: the interest rate. But in practice, the lowest rate does not always produce the lowest total project…
Let’s face it, retail lending isn’t what it used to be. Between ecommerce, changing consumer habits, and post-pandemic curveballs, Ontario’s retail property market feels more like a game of “lease…
Across the market, brokers are watching deals fall apart at an alarming rate. Financing is failing at the eleventh hour. Appraisals are coming in low. Buyers are getting cold feet,…
A construction draw is a portion of the loan funds that are disbursed at different stages of the construction process. Rather than receiving the entire loan amount upfront, the borrower…
As a mortgage professional, you play an important role in helping your clients secure the right mortgage and navigate the financial world. But beyond helping with loan applications, it’s crucial…